Credit

Breaking the 30% Rule: How Smart Credit Users Boost Their Scores by 100+ Points Using This One Powerful Strategy

CreditGo / July 20, 2025

Credit utilization represents the second most influential factor in your credit score calculation, accounting for 30% of your FICO score. […]

CreditGo / July 20, 2025

Earning cash back on everyday purchases represents one of the most straightforward ways to maximize your financial returns without altering

CreditGo / July 20, 2025

Starting your credit journey without any credit history can feel overwhelming, but millions of Americans successfully build excellent credit scores

CreditGo / July 16, 2025

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