The Tractor Supply Credit Card is far more than a store card—it’s your fast-pass to the highest tier of rewards and exclusive lifestyle perks. For anyone who regularly shops for feed, tools, pet supplies, or land maintenance items, this card is designed to deliver maximum value with every purchase.
Here is a simple breakdown of the powerful benefits that come with the Tractor Supply Credit Card.
1. Top-Tier Rewards Rate (5% Back)
The core feature of the TSC Credit Card is its robust reward structure:
- 5% Back in Rewards: Cardholders automatically earn an industry-leading 5% in Neighbor’s Club rewards on all eligible purchases made at Tractor Supply stores, Petsense by Tractor Supply, and their related online sites. You can choose this rate or special financing options on qualifying large purchases.
- TSC Visa Card Bonus Categories: For those approved for the TSC Visa Credit Card, the rewards extend outside of the store, offering 3% back in rewards on essential categories like gas, groceries, and veterinary services, plus 1% back on all other purchases.
2. Automatic Preferred Plus Status
Holding the credit card immediately elevates you to the Preferred Plus Neighbor status—the highest tier in the Neighbor’s Club loyalty program. This status provides a wealth of non-point benefits:
- Quarterly Reward Credits: The most valuable perk of Preferred Plus status is receiving 3 credits per quarter. These credits can be redeemed for a choice of essential services, including:
- Free Pet Wash (at participating locations)
- Free Full-Day Trailer Rental (at participating locations)
- Free Delivery (on eligible orders)
3. Year-Round Convenience
Beyond the rewards and quarterly credits, cardholders enjoy everyday benefits that make shopping easier:
- Free Shipping: Free everyday standard shipping on qualifying orders.
- Receipt-Free Returns: Convenient returns when your loyalty account is identified at the time of original purchase.
- Birthday Gift: An annual reward delivered during your birthday month.
- No Annual Fee: Neither the TSC Store Card nor the TSC Visa Credit Card charges an annual fee.
In summary: If Tractor Supply is a regular stop for your rural lifestyle needs, the TSC Credit Card program’s combination of 5% rewards and quarterly credits for free services makes it an extremely valuable tool for your wallet.
Want to Learn More? Read Our Full Guides:
- The Complete Guide to the Tractor Supply Credit Card: Rewards, Financing, Preferred Perks
- Tractor Supply Quarterly Reward Credit Card: 5 Smart Ways to Maximize Your Rural Lifestyle Savings in 2025
Maximize Your Savings: The Essential Perks of the Tractor Supply Credit Card
The Tractor Supply Credit Card is far more than a store card—it’s your fast-pass to the highest tier of rewards and exclusive lifestyle perks. For anyone who regularly shops for feed, tools, pet supplies, or land maintenance items, this card is designed to deliver maximum value with every purchase.
Here is a simple breakdown of the powerful benefits that come with the Tractor Supply Credit Card.
1. Top-Tier Rewards Rate (5% Back)
The core feature of the TSC Credit Card is its robust reward structure:
- 5% Back in Rewards: Cardholders automatically earn an industry-leading 5% in Neighbor’s Club rewards on all eligible purchases made at Tractor Supply stores, Petsense by Tractor Supply, and their related online sites. You can choose this rate or special financing options on qualifying large purchases.
- TSC Visa Card Bonus Categories: For those approved for the TSC Visa Credit Card, the rewards extend outside of the store, offering 3% back in rewards on essential categories like gas, groceries, and veterinary services, plus 1% back on all other purchases.
2. Automatic Preferred Plus Status
Holding the credit card immediately elevates you to the Preferred Plus Neighbor status—the highest tier in the Neighbor’s Club loyalty program. This status provides a wealth of non-point benefits:
- Quarterly Reward Credits: The most valuable perk of Preferred Plus status is receiving 3 credits per quarter. These credits can be redeemed for a choice of essential services, including:
- Free Pet Wash (at participating locations)
- Free Full-Day Trailer Rental (at participating locations)
- Free Delivery (on eligible orders)
3. Year-Round Convenience
Beyond the rewards and quarterly credits, cardholders enjoy everyday benefits that make shopping easier:
- Free Shipping: Free everyday standard shipping on qualifying orders.
- Receipt-Free Returns: Convenient returns when your loyalty account is identified at the time of original purchase.
- Birthday Gift: An annual reward delivered during your birthday month.
- No Annual Fee: Neither the TSC Store Card nor the TSC Visa Credit Card charges an annual fee.
In summary: If Tractor Supply is a regular stop for your rural lifestyle needs, the TSC Credit Card program’s combination of 5% rewards and quarterly credits for free services makes it an extremely valuable tool for your wallet.
Want to Learn More? Read Our Full Guides:
- The Complete Guide to the Tractor Supply Credit Card: Rewards, Financing, Preferred Perks
- Tractor Supply Quarterly Reward Credit Card: 5 Smart Ways to Maximize Your Rural Lifestyle Savings in 2025